There is also a company called eSecuritel that offers replacement insurance through carriers. Also applies if your unit is lost. With my provider the premium is $7, deductibles range up to $225. Still, 1/3 the cost of a new one and you can make up to 2 claims a year

I will look into this, I went through 3 Blackberries this past year by dropping them in water. It sucks buying a new one.

if your in the UK, most banks will provide you with free mobile insurance if your paying the £6 or so monthly charge, its on most accounts so makes sense in the UK. excess is normally £40

i found out that my regular insurance provider (state farm) has a small items policy that you can take out on your phone (has to be worth $500 or more at the time of insuring) for about $30 a year. this covers anything that happens to the phone, even if you just lose it, and there is no deductable. something happens to your phone you call them up and they write you a check for the value of the phone when it first came out and you go buy a NEW phone. i highly suggest everyone here call their insurance provider to see if they have something like this that you can take advantage of.

Good article, I was actually unaware of companies covering cell phones. I will check out this site for sure!

Anyone know of a good company providing BB insurance for Canadian? I have the Futureshop protection plan, but that doesn't cover accidental damage, loss or anything like that. I'm with Telus and they don't have an option like Rogers does.

So then are you saying I could smash my Torch after I've had for a year, get a new one - sell it and be able to use that money to buy the newest Blackberry? =)

Quoted from Blog

"What if you drop your prized possession and it breaks into a million pieces?"

Just saying.....it could happen.

Or public, mobilicity. All depending on their plans and available device selection. If it gets broken, It needs to be able to be replaced.

I'll have to investigate how their insurance works, but I'm pretty interested. I just got a laptop and the accidental damage insurance at Best Buy was ridiculous considering I paid $400 for the laptop and they wanted almost $200 for the accidental damage. So I opted to skip that. At probably $50/something per year for coverage, I'd say this is an option worth having.

I'd like to see if I can insure it higher. It'd be nice to pay extra to get like $600 in coverage so that if my laptop does end up breaking somehow that I could do some upgrading? It all depends on how they handle replacing your "device", I guess.

Isn't too bad. I felt with them for several years through at&t and Verizon and the rate and deductible are not bad.

I will have to look into other companies mentioned by some of you to compare on my own.

Looked interesting. But based on reading the website, it 's not so clear to me how broad Worth Ave is going to define "accidental damager" since they exclude "mechanical and electrical breakdown." They also don't seem to cover "loss" except in case of theft. The stock ATT coverage includes loss and any breakdown, but has a higher deductible and (as we know) might replace with a refurb. So it seems like a toss-up with different pros and cons.