BlackBerry Apps to Help Manage your Money

By Ryan Blundell on 21 Apr 2010 03:03 pm EDT

Let’s see, we’re nearly five months into this year. How are you doing with your resolutions? Particularly the one you made to start saving money. Have you been managing your finances more efficiently? Or have you been spending so much money that your debit or credit card is starting to melt? We all know it’s always best to make a budget, but it may be difficult to adhere to it. Your grocery budget may dwindle more quickly, as you find yourself dining out or hitting the drive thru more frequently. When a new BlackBerry comes out, will you have money set aside for it, or will you dip into your hydro bill budget? Well, at least you can use a flashlight app on your new BlackBerry to illuminate your place after your electricity gets cut off…until your battery runs out.

Do yourself a favour: put the hammer down and step away from your child’s piggy bank. I’m pretty sure that you would rather try and find alterative means to fix your financial follies, than to explain to your son or daughter why you’re taking their birthday money. Why not check out these applications plucked from a slew of money applications available for your BlackBerry.

There were so many applications to go through, so I tried to cover the basics that you should look out for. It takes money to make money, or in this case – save money as well. Keep this in mind when having a look at these applications - they may not be what you are looking for, or they may be the perfect fit. If you use anything that is not listed here, let everyone know and leave a comment.

Mobile Money Mover

Your money is easily carried and easily spent, but not necessarily easily made. Though not the greatest tool for a shopaholic to have, it would be convenient if you could manage your cash flow on your BlackBerry – regardless if it happens to be flowing in or out.

Two great options are the PayPal and Zoompass applications. Both of these applications allow you to send or receive money while on the go; you can even use Zoompass to request money (Mom? I need some gas money...). You can quickly and easily see your transactions, balance and more. You are also able to make payments to people already in your BlackBerry Address book. Both PayPal and Zoompass are free (Zoompass is only available in Canada).

The ATM Adventure

I don’t know how often this happens in this day of age, but I’m sure some people still have difficulty finding an ATM once in a while. You may find yourself in a strange place, where banks aren’t as abundant and stores do not have their own little ATM. Hey it could happen…

Enter the ATM Hunter. This application helps you locate the nearest ATMs to you. You can either make use of your GPS location, or enter in an address. You can then see ATMs and learn of where they are located, whether it is in a store, gas station or in a bank. Additionally, ATMs can be filtered out based on specifics, including; drive-thru locations and deposit capabilities. ATM Hunter is free.

Stock Talk

From the experienced to the down right clueless, everyone agrees that you need to keep on top of the stock market and other investing opportunities if you truly want to profit. Now I’m not talking about jumping down to the trading floor to slug it out, but rather bring pertinent information to you when you need it.

iStockManager is a fantastic trading application, regardless if you have a TD Ameritrade account or not. Equity trading, balances, positions, market data and more will be presented to you quite clearly. Your orders can be made right from the application as well. iStockManager is free.

Another option is the Stock Icons application, which provides stock information similar to the native stock app along with some other great tools. Imagine being alerted if a particular stock reaches your ideal price, or having a watch list updated for you or even colour coding to separate multiple stocks. Stock Icons costs $2.99.

Mortgage Madness

Just when you think you’ve finally purchased a house and have escaped paying rent ever again, the dreaded mortgage looms overhead. Ah well, at least one day you’ll finish paying it off and enjoy your home stress free, until you get moved into an old age home.

You can easily figure out your mortgage payments with Look Great – Mortgage Payment Calculator. It’s a quick way to work out payments, based on factors that include; interest rate, insurance, taxes and duration. Now you can see if you can afford your dream home AND the white picket fence to go around it. Looks Great – Mortgage Payment Calculator is available for $2.99.

Watching the Cash Flow

When the pay check arrives, doesn’t it seem as though it disappears just as quickly? Wouldn’t it be nice to see where it is actually going? It may be difficult to come up with some sort of budget, without having a look at the big picture. Of course you can check out your bank account online, but where’s the fun in that?

Mobile Checkbook is one of my favourites. With the ability to record and reconcile transactions when you want to, you’ll find yourself in control of your money. You can track what is being withdrawn, what’s being deposited and what’s being transferred, without breaking a sweat. The application also includes support for recurring transactions. You can also export your transaction lists for multiple accounts in an email as a QIF or XLS attachment. Mobile Checkbook is available for $7.99 until April 30th.

A heavy hitter, like Ascendo Money, is a robust way to gain full financial fortitude. At your fingertips you have access to various graphs, future account balance forecasts, budgets vs. actual balance views and account/statement reconciliation. For more features, there is an option to sync this mobile application with a desktop version. The Ascendo Money mobile and desktop bundle is available for $29.95.

I could go on and on (and on and on) blasting out financial applications, but I thought that these would be a great starting point. Are you using another cash controlling application? Put your money where your mouth is and let us know what you’re using and how it works for you.

Reader comments

BlackBerry Apps to Help Manage your Money


I use Personal Assisstant from Pageonce. Its in App World, and the free version does most of what I need. you can track all of your balances and transactions in one app, as well as your cell phone bill and minutes. You can even check your netflix queue! Credit cards, bank accounts, investments, utility bills, its all there. The paid version adds flight tracking, an extra security. PIN, and unlimited accounts. I have the free version and haven't hit my limit yet though, with 6 or 7 accounts. The downside is that there is no bill pay or transfer funds ability, but it does give you up to the minute info for everything else.

I'm so glad you posted this, wasn't aware of this app before. It took a little while to set up but soooo worth it. No more shuffling through mail looking for the electric bill or wondering when the cable is due. Thx

I tried very hard to use the yodlee moneycenter service but time and time again I've always ended up going back to mint because it's much easier to use and manage. Yodlee has some great tools but they need to make their site more user friendly.

With that said, needs to get their act together and make a BB app. They have an iPhone app (go figure) and are working on an Android app (go figure) but currently they have no intention of making a Blackberry app ...(go figure).

their website is so uselful and easy to use to track where you money is going... it's gotten outstanding reviews from trusted financial sites... owned by intuit... the iphone app was ok, but at least they had an app...

I keep bugging MINT for a BB version... how can they be ignoring Blackberry is beyond me...

I have been using splash money. It is super easy and a good way to track money. I do not think that it is that much either. I tried Ascendo and I did not like it. To much to the program.

Does it directly interact with your bank account in order to retrieve balances and transactions, or is it all through user-input?

Yes it cost money for the cheap ones but the features with the app are AWESOME. It comes with the blackberry and desktop version so whenever you are out and are marking transactions as you go you connect it to your computer at home later on and click synchronize and it syncs between both PC and Blackberry. You can decide how much of your enitre bank history is synchronized on the phone and much, much more. It is surely worth every dollar I spent for the program. I also use ASCENDO DATAVAULT for passwords and LOGIN information. It also synchronizes between PC and Blackberry through desktop manager.

When oh when oh when are we going to get a BB app that synch's the information from a desktop-computer's records of financial transactions, so that when you're on-the-go and you record a few transactions out there in the field, you can just come on home and ZOOP stick 'em right into the "main" home-file on your "main" computer? Jeepers you'd think that would be an obvious concept. Even if the mobile app didn't track all the stocks and stuff like the bigger program on the computer, if only it would deliver transactions adequately. Not a difficult concept, YOU'D THINK ...

Quicken? MS Money? Which programmers are more on-the-ball? >:)

That was one great feature my Treo had. I could hotsync Quicken with PocketQuicken. Come on guys, you can do it for BB.

Totally agree with you.

Used PocketQuicken when I was on the Palm platform, and frankly none of the BB accounting apps come anywhere close to it.

I continue to be amazed that no one has come out with a PocketQuicken for BlackBerry.

...user input only. I use Mobile Checkbook and like it but beware of those sneaky transactions that you forget about.

What is it with many apps for BB looking like they are ported from Palm OS? No wonder developers don't want to create on this platform.

Just downloaded this app the other day, I love it. Easy for me to record transactions on my phone then export and download to Microsoft Money. This is going to save me a lot of time and hassle! Can't believe they left it out!

Just downloaded this app the other day, I love it. Easy for me to record transactions on my phone then export and download to Microsoft Money. This is going to save me a lot of time and hassle! Can't believe they left it out!

I used Quicken for my Treo and it was by far, the best application for managing my finances. I have used both Ascendo Money and Splash Money, but neither are as feature rich as Quicken.

I'm not sure what the problem is with Intuit. BlackBerrys dominate the smartphone market and this seems like a no-brainer. Either way, I will wait for their first application for BlackBerrys.

I use Japblite to manage my finances (what little I have). It's only MIDP2 app, but it's free. Used with Jabpfile, I can export to other formats. Not the perfect example of a Blackberry app, but it works for me.

I have Splash Money and Mobile Checkbook both. Neither one even comes close to comparing with Ascendo! Splash Money always has some sync corruption; and no a reinstall did not help. Mobile Checkbook is fine for one account, easy on the peepers; but just not rich enough. I wish that I had bought Ascendo first. The developer is absolutely great! They have a comparison buy program if you look close. If you have bought other money programs, you can email them and they might give you a discount on their great software. I am a person who needs functionality while on the road. Ascendo Money gives it to me. I can count on the software as well! No, I do not work for them; just a happy, very satisfied customer.

Ascendo Money is a great investment. I bought this application over a year ago and still use it everyday on my BlackBerry. I moved it from my 8320 to my 8900 and this app rocks. There are still features for me to learn. This app costs money, but the investment is well worth it. I highly recommend this app. I have previously tried Splash Money and was not impressed since I had tried Ascendo Money first. I think it has a trial too, so give it a whirl first.

My needs a simple, I just need an app to keep track of my checking account that is simple to use. A few years ago I found that perfect app and still use it today, it's called Bankarama. I've tried many other money apps but this one best suits my needs. Unfortunately its quite expensive for such a simple app and listed in the CB app store as a WinMo App but it is available for the BB and I've never had an issue with OS changes.

Another vote here for Ascendo Money. Look for my detailed review here on CB. Still using it all day every day for all my transactions and have not looked back. I tried every money management app out there and Ascendo Money is head and shoulders above the rest. Customer service is incredible as well. I also use Ascendo Data Vault to keep my logins and other information secure. Check them both out. The little extra you spend on their top-notch apps is well worth it.

I have history and $$ invested in QUICKEN. I have written INTUIT twice begging them to built a BB app. I too had POCKET QUICKEN for my TREO. My plea centers on the BB as a business person's tool. It would seem a natural for INTUIT to build an app for us.

What is RIM's role in encouraging app development? I really don't have any apps; THEMES are "fluff". I'm not impressed with the current app choices for my STORM 2.

One note on exports in QIF format. I don't believe that the last several versions of QUICKEN recognize their "old" QIF files. There is a very limited set of data in QIF format currently acceptable for modern QUICKEN versions. This is why I won't buy these checkbook programs.